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The Road Accident Fund: What You Need to Make a Claim

DSC Attorneys

There are certain prescribed forms you need to submit as part of a Road Accident Fund (RAF) claim. In addition, the RAF requires other documents to substantiate a claim. These can include hospital records and medical bills, doctor’s reports, financial statements and receipts.

It’s the claimant’s responsibility to submit enough supporting documentation. However, the RAF doesn’t supply any definite list of the supporting documents that must be included. To ensure your claim is as strong as possible, it’s advisable to have an experienced attorney oversee it.

Do I have a claim?

At DSC Attorneys, all our attorneys are highly experienced in personal injury law and offer many years of combined experience in handling Road Accident Fund claims. In addition, DSC Attorneys supports each client’s right to justice by offering a free first consultation, and by working on a “no win, no fee” basis.

See if you have a claim

What documents and forms are required?

The RAF provides three main, prescribed forms.

RAF 1 form

All claims must be lodged using the RAF 1 form. The form asks for basic information about the claimant, details of the vehicles and parties involved in the road accident giving rise to the claim and a description of the accident. The form also asks for the amount that is being claimed and a medical report from the claimant’s doctor.

RAF 3 form

The RAF 3 form is a statutory accident report form that needs to be submitted with details of the accident, along with witness statements.

RAF 4 form

If general injuries are claimed, a Serious Injury Assessment Report (RAF 4) must be submitted, confirming that the injury is serious enough for the claimant to be awarded compensation.

Along with the official forms, claimants must submit relevant medical reports, receipts and financial statements, as well as any other documents that support their claims.

Hiring an attorney to assist you

Due to the dangers of direct claims it’s strongly recommended that you use the services of an experienced attorney when lodging a claim with the RAF. This attorney can assess your claim, ensure it’s submitted with appropriate supporting documentation, advise you whether to accept any settlement offer from the RAF and, if necessary, guide you through the appeals process.

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